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Your Money: The Money Matrix approach for sustaining retirement income

Published Thu, 26 Dec 2024 05:37:57 GMT

Bruce Helmer and Peg WebbMost people invest and try to anticipate (or guess) what the stock market, bond market, and interest rates will do, and then change their investment strategy based on where they think the markets are headed.This is a flawed strategy.People who invest based on where they think the stock market, interest rates, or energy prices will go — pick just about any economic variable — will soon become very frustrated. That’s because no one can know for certain what markets or the economy will do in the short term. Anyone who claims they can is either misguided or dishonest.Two decades ago, Wealth Enhancement Group developed and trademarked the Your Money Matrix. This is a proprietary tool that helps you visualize — almost in 3D — how you’ll be able to generate the steady, reliable income you need over your lifetime. It explicitly doesn’t rely on unreliable market forecasts; using this tool, we fully acknowledge that we don’t know what will happen in the markets in the...

Troy announces Emergency Declaration for infrastructure repairs

Published Thu, 26 Dec 2024 05:37:57 GMT

TROY, N.Y. (NEWS10) — Deteriorating water main pipes and leaking pumps have been ongoing issues for the City of Troy. But now repairs are needed as soon as possible at the Eddy’s Lane Pump Station, which affects over one hundred thousand people and multiple municipalities- stretching from south of Rensselaer County up to Halfmoon in Saratoga County. Get the latest news, weather, sports and entertainment delivered right to your inbox! “As Mayor, we’re gonna do whatever we have to do to correct it immediately,” Carmella Mantello, Mayor for the City of Troy, said. “I did contact Troy Housing’s Executive Director Deb Witkowski because right below here is an affordable housing community”An affordable housing community with over 50 residents. One of the major issues is if the facility were to flood, the water would also come down the hill and flood surrounding homes, and it would flood the area with millions of gallons of water.Russ Reeves, City Engineer and commissioner of Public Util...

Rensselaer declares snow emergency

Published Thu, 26 Dec 2024 05:37:57 GMT

RENSSELAER, N.Y. (NEWS10) -- The city of Rensselaer has announced an upcoming snow emergency in response to impending inclement weather. The snow emergency will go into effect on January 7 at 8 a.m. and will run until 8 a.m. on January 9. Get the latest news, weather, sports and entertainment delivered right to your inbox! In accordance with the snow emergency, no parking is permitted on the right side of streets from 8 a.m. on Sunday to 8 a.m. on Monday. Parking will then be prohibited on the left side of streets from 8 a.m. on Monday to 8 a.m. on Tuesday. Rensselaer Mayor Michael Stammel stated that the snow emergency may be extended beyond Tuesday if the need arises. Stay with the NEWS10 Stormtracker Team for the latest updates.

'I'm happy being here' - Joe Buck at peace with life after baseball broadcasts

Published Thu, 26 Dec 2024 05:37:57 GMT

ST. LOUIS - It wasn't too long ago that Joe Buck stepped down from baseball broadcasts. His last one, to date, came as the Atlanta Braves clinched the 2021 World Series title. In March 2022, Joe Buck left his longtime broadcasting home of FOX Sports for ESPN. He serves as the lead play-by-play announcer for Monday Night Football broadcasts. Baseball, for now, is no longer in his playbook. During a public appearance Thursday at Busch Stadium, Buck offered some interesting insight to FOX 2 and others on life beyond baseball broadcasts. "I watch it religiously," said Buck on baseball. "I don't miss doing it as much as I thought I would because I feel like I've put my body of work together, and I'm proud of it."He continued, "But when you see a Game 7, and the first pitch flies through the air, it's like, 'Ahh, I wish I was doing that.' But it takes a lot of work, not just for the players, to get to game seven. So I'm happy being here in my home in St. Louis, watching it instead of doin...

Hezbollah, Israel trade heavy cross-border fire as Blinken seeks to prevent regional escalation

Published Thu, 26 Dec 2024 05:37:57 GMT

By BASSEM MROUE, SAMY MAGDY and NAJIB JOBAIN (Associated Press)BEIRUT (AP) — Israel and Lebanon-based Hezbollah traded fire Saturday in one of the heaviest days of cross-border fighting in recent weeks, a day after the militia’s leader urged retaliation for the targeted killing, presumably by Israel, of a top Hamas leader in Lebanon’s capital.Hezbollah leader Sayyed Hassan Nasrallah said that if his group didn’t strike back for the killing Tuesday of Saleh Arouri, Hamas’ deputy political leader, all of Lebanon would be vulnerable to Israeli attacks.With the risk of regional escalation while the war between Israel and Hamas rages on, U.S. Secretary of State Antony Blinken kicked off an urgent Middle East diplomatic tour, his fourth since the Israel-Hamas war erupted three months ago. “It is absolutely necessary to avoid Lebanon being dragged into a regional conflict,” the European Union’s foreign policy chief, Josep Borrell, said in Bei...

'Adorable' tiny cat living at the Utah zoo is one of the deadliest in the world

Published Thu, 26 Dec 2024 05:37:57 GMT

Gaia, a small cat from a species native to Africa, is the newest resident of the Small Animal Building at Utah's Hogle Zoo. And for the sake of all the other "small animals" in that building, let's hope Gaia never gets loose from her enclosure.The species that Gaia belongs to — the black-footed cat — is among the smallest (and arguably the cutest) cat species on the planet. But it's also considered the deadliest, being an extremely cunning species with an incredibly successful hunting rate. Alaska Airlines grounding all Boeing 737 MAX-9s after hole blows open in cabin "We kind of joke that they're very adorable, but they are wild animals," said Rachael Eames, a representative for the Hogle Zoo in Salt Lake City.A small black-footed cat is seen in a South African veld. (Getty Images)The black-footed cat is estimated to have a successful kill rate of 60%, according to researchers and experts cited in the 2018 PBS miniseries "Super Cats" — and she's not all that picky about her diet,...

Does California need a state crustacean? Healdsburg Assembly member authors bill to urge Dungeness crabs

Published Thu, 26 Dec 2024 05:37:57 GMT

A new bill introduced Friday would designate Dungeness crab as California’s state crustacean.Jim Wood Introduced by Assemblymember Jim Wood with North Coast State Sen. Mike McGuire as the principal co-author, the bill purports to give the humble decapods official respect as a scuttling tentpole of the state’s fishing industry. In Humboldt County, crabbing is a significant economic boon to many fishermen, though recently, they have had little to “shell”-ebrate. Annual delays to crabbing season, smaller hauls and ongoing price negotiations with fish distribution companies present ongoing struggles pinching local fishermen.“The Dungeness crab is an iconic crustacean in California and one that has made a significant contribution to the economies of coastal communities in California and to those in the commercial fishing industry,” said Assemblymember Jim Wood (D-Healdsburg) in an email to the Times-Standard. “We need to recognize the importance of the Dungeness crab to our state, t...

The Kalen DeBoer hire: Could Jen Cohen’s brilliant move resonate across the industry and create opportunities for women?

Published Thu, 26 Dec 2024 05:37:57 GMT

Two years later, the specifics remain murky. What was her strategy? Did she have an archetype in mind? Where did she turn for advice? And above all, why him?But on this point, there is no mystery: Former Washington athletic director Jen Cohen’s decision to hire Kalen DeBoer in late November 2021 was a stroke of genius.In two seasons, DeBoer has turned the staggering program into an undefeated dynamo on the brink of a national championship. He is 25-2 overall, has won 21 consecutive games and was recently named Associated Press Coach of the Year.So shrewd was Cohen’s move, in fact, that we’re left wondering about the broader implications in a male-dominated industry: Could it lead to more opportunities for women to run Power Five athletic departments?“Do I think it will help open doors? Absolutely,” said Patti Phillips, CEO of Women Leaders in Sports and a former small-college basketball coach. “It helps amplify the story that women can lead.“Football is driving realignment — i...

Hayward resident arrested for allegedly stealing over $7k from Colma business

Published Thu, 26 Dec 2024 05:37:57 GMT

(KRON) – A 29-year-old Hayward resident was arrested for alleged theft on Dec. 29, the Colma Police Department announced on Friday. Colma officers received an automated license plate reader notification in the area of Colma Boulevard and Junipero Serra Boulevard of a vehicle that was associated with a male suspect who committed numerous grand thefts at 12:20 p.m. on Dec. 29.  Man arrested after police chase for alleged vehicle theft Officers responded to the area and located the vehicle parked in the parking lot of a business in the unit block of Colma Boulevard. Subsequently, the officer contacted the business’ loss prevention officer who confirmed the man was inside of the establishment. The loss prevention officer also verified the man was the same person who committed multiple thefts. According to the police investigation, the suspect had stolen approximately $7,059.35 of merchandise from the business. Allegedly, the suspect is also responsible for similar grand thef...

Federal officials order grounding of Boeing 737 Max 9 jetliners after a plane suffers a blowout

Published Thu, 26 Dec 2024 05:37:57 GMT

Federal officials on Saturday ordered the immediate grounding of Boeing 737 Max 9 jetliners until they are inspected after an Alaska Airlines plane suffered a blowout that left a gaping hole in the side of the fuselage.The required inspections will take around four to eight hours per aircraft and will affect about 171 airplanes worldwide.An Alaska Airlines jetliner blew out a window and a portion of its fuselage shortly after takeoff three miles above Oregon late Friday, creating a gaping hole that forced the pilots to make an emergency landing as its 174 passengers and six crew members donned oxygen masks.No one was seriously hurt as the depressurized plane returned safely to Portland International Airport about 20 minutes after it had departed, but the airline grounded its 65 Boeing 737 Max 9 aircraft until they can be inspected. The National Transportation Safety Board said Saturday it will also investigate. Passenger Evan Smith said a boy and his mother were sitting in the row w...